The best credit cards for good credit
This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.
This page includes information about the Discover it® Student chrome, which are currently not available on Business Insider and may be out of date.
The best credit cards for good credit:
- Best overall: Wells Fargo Propel American Express® card
- Best for flat-rate rewards: Capital One® QuicksilverOne® Cash Rewards Credit Card
- Best for students: Discover it® Student chrome
- Best intro APR offer: Wells Fargo Platinum Card
- Best business card: Capital One®️ Spark®️ Classic for Business
- Best rewards bonus categories: Credit One Bank®️ Platinum Rewards Visa
If you have a credit score in the high 600s or low 700s, your credit rating is considered "good" but not necessarily great. Having good credit typically means you can qualify for a credit card and for various loan products, yet you may not receive the very best rates and terms.
However, it's possible that, with a little work, you could boost your credit score into the very good or excellent range (generally 740+). With a FICO score in that range, you may be able to qualify for the best rewards credit cards on the market today, as well as loans with the most preferable rates and terms.
Many of the best credit cards for good credit offer generous rewards and 0% APR offers with no annual fee. If you have credit in this range and you're looking for a credit card that could help you build more credit until you get your score where it needs to be, here are the best options to consider.
We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Best overall: Wells Fargo Propel American Express® card
Wells Fargo Propel American Express® card
Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.
Business Insider may receive a commission from The Points Guy Affiliate Network, but our reporting and recommendations are always independent and objective.
Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.
Source: Read Full Article