The best credit cards for good credit

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The best credit cards for good credit:

  • Best overall: Wells Fargo Propel American Express® card
  • Best for flat-rate rewards: Capital One® QuicksilverOne® Cash Rewards Credit Card
  • Best for students: Discover it® Student chrome
  • Best intro APR offer: Wells Fargo Platinum Card
  • Best business card: Capital One®️ Spark®️ Classic for Business
  • Best rewards bonus categories: Credit One Bank®️ Platinum Rewards Visa

If you have a credit score in the high 600s or low 700s, your credit rating is considered "good" but not necessarily great. Having good credit typically means you can qualify for a credit card and for various loan products, yet you may not receive the very best rates and terms.

However, it's possible that, with a little work, you could boost your credit score into the very good or excellent range (generally 740+). With a FICO score in that range, you may be able to qualify for the best rewards credit cards on the market today, as well as loans with the most preferable rates and terms.

Many of the best credit cards for good credit offer generous rewards and 0% APR offers with no annual fee. If you have credit in this range and you're looking for a credit card that could help you build more credit until you get your score where it needs to be, here are the best options to consider.

We're focused here on the rewards and perks that come with each card. These cards won't be worth it if you're paying interest or late fees. When using a credit card, it's important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Best overall: Wells Fargo Propel American Express® card

Wells Fargo Propel American Express® card

Wells Fargo Wells Fargo Propel American Express® cardCapital One Capital One® QuicksilverOne® Cash Rewards Credit CardDiscover Discover it® Student chromeWells Fargo Wells Fargo Platinum CardCapital One®️ Capital One®️ Spark®️ Classic for BusinessCredit One Bank®️ Credit One Bank®️ Platinum Rewards VisaChase Chase Sapphire Preferred® CardCiti Citi® Double Cash CardChase Chase Sapphire Reserve®

 

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